How to Get Started Investing with $100


There are a lot of ways to earn money, especially in current times. You have a lot of jobs that you can do to earn a little extra money. Some people make money by doing micro jobs for websites in their spare time and some people invest money in stocks. Not everyone is interested in doing micro jobs for companies. But most of the people want to invest money into something. The reason for this is the benefits or returns that you can earn from the investment are far greater compared to working for someone for a few hours. People tend to go for investment as it is one of the quickest ways to make money without putting in much effort. If you have some money that you are willing to invest in don’t just go for it. Understand how the system that you want to invest in works.

However, it is not as easy as it sounds. There are lots of things that should be considered before you start your side hustle. You don’t need too much money for making your initial investment. Even $100 is more than enough. At first glance, $100 doesn’t seem like a huge amount and it is true as well. But these days you can make investments for less than $100. The most important thing is to make sure that you have no debt before making an. If you have debt then clear that before making an investment. You do not have $100 but still want to make an investment? There are ways for making a few bucks quickly. Sell your items on websites like Craigslist to make money. After earning some money you can turn towards investments. 

Here are a few smart ways in which you can invest $100.

Open an Individual Retirement Account

When people are really young then they do not think about getting old. It is very important to remember that like everyone else you too are going to grow old. People should understand this and start saving money for retirement. Just look around you will see many people who are older than you. You will see many people still in their old age struggling to make their ends meet. Only if they had started saving for their retirement from an early age they wouldn’t go through all that. Not saving for retirement could be one of the biggest mistakes of your life. Like most people, you may think that you will do it when you earn good money. But you can open an account for less than $100. IRAs also have tax benefits so it is better to start early.

Start investing using investment apps

Investments are not being done like the olden days. In the current world, you can be in the remotest corner of the world but still invest in something. To do this all you need is an active internet connection and a mobile phone. Thanks to technology there are lots of applications these days that allow you to invest in the stock market through them. The best part about this is you don’t need to have thousands of dollars to start your investment. You only need a few dollars to start trading. But you must keep in mind that investing in the stock market does not guarantee any returns. You may lose all your money. Almost everyone has heard of a person’s story who lost all of his money in the stock market

There is a certain amount of risk associated with investing in stocks. So only invest in the stock market if you are ok with losing the money. But the budget in the discussion is just $100 so don’t need to worry much. Stop looking at the market each and every day as the prices keep falling or rising. Be patient and sell your share when the prices go up. One has to be very smart and patient while investing in stocks if they want to see good returns.

Invest in non-fiction books

You might be thinking that how am I going to earn money from buying books. Investment is not just when you make money. It is also when you get something valuable that is going to stay with you for life. In this case, it is knowledge. You may lose all your money tomorrow but you are never going to forget how to write or read. In this day and age, people have forgotten how valuable books are. Books are the source of knowledge and new ideas. 

Look at any successful person in the world most of them have one thing in common. They all read books. Reading non-fiction books will help you understand how people got to the place where they are today. Many successful people have written their own autobiographies. Just reading those books will give a peek into their minds and an idea about the things they had to go through. Reading books will give a new perspective on looking at things. People get inspired and come up with new ideas to make their lives better. Reading books keeps your mind sharp and makes you creative.

Join an online course

Skills are other things that can benefit you throughout your life.  For example, a person who learns to swim doesn’t forget it. Learning new things is always helpful for you. So join an online course on subjects that you are interested in. Wanted to learn a coding language? go for it. If you have always dreamed about learning how to draw then join an online drawing course. There are plenty of platforms these days that offer online courses on almost all subjects for cheap prices.

 You will find many reputed platforms on the internet that offer online courses on all sorts of things. You just have to pay a small amount of money for once. After you will have access to the course for your entire life. You will be learning new skills from experts in their fields. So you can be assured that you will know everything about the course you joined. Who knows learning a new skill may change your entire professional career.


Everything has to start somewhere. So don’t think that you cannot put your $100 to good use. You can do a lot more than going to dinner or buying some clothes. There are many ways in which you can invest $100 that can change your life. You can even make money by selling your old DVDs. But the important thing is how you spend it. So be wise when you spend your next $100. You should know how to invest $100,000 or $100. If possible invest them in something that will give you long term benefits.
Compare items
  • Total (0)